Eine Person im Kittel hält einen Arm, der einen Gips trägt

Benefits for those with health insurance

If a person becomes ill, the statutory health insurance scheme (GKV) covers many of the costs of medical and therapeutic care. In addition to treatment, this also includes the supply of medication, medical dressings and patient aids. You will find more information here about the benefits provided by health insurance providers, additional contributions and what to be aware of when submitting a claim.

Cancer screening: patient undergoing mammography screening. A doctor is standing next to the woman. She is conducting the examination. The X-ray of a breast is visible on a screen.

Early detection of cancer: what examinations are there?

With screening, cancer or certain cancer precursors can be detected before they cause symptoms. The chances of healing thus often improve.

Medical examinations for children and adolescents: small child sitting on a doctor’s couch playing with a stethoscope. A doctor is examining the child carefully.

Health checks for children and adolescents

Health checks are important for the healthy development of children and adolescents. Find out more about U and J check-ups.

Health check-up: woman sitting opposite a doctor. She has a pressure cuff around her arm and is having her blood pressure measured.

Prevention through the health check-up

People with statutory health insurance between the ages of 18 and 34 can get a health check-up as a one-off, and then every 3 years from the age of 35 onwards. Find out here what is involved.

A young woman during a rehabilitation session.

Therapeutic services

Physiotherapy, speech therapy, occupational therapy, podology and nutritional therapy are all among the therapeutic services to which people with statutory health insurance are entitled.

A woman laying her hand on the forehead of a man lying in bed.

Palliative care for the critically or terminally ill

People who are critically or terminally ill are entitled to live and die in dignity. Special palliative care services are available for this purpose. Discover health insurance benefits in this area.

A carer accompanies an elderly woman with a walker.

Short-term care: temporary residence in a care facility

Short-term care is useful when care at home is temporarily not possible. People in need of care can move into a care facility during this period. Long-term care insurance contributes to the costs.

Two people examining documents for a co-payment exemption.

Co-payments and exemption from co-payment

Co-payments have to be paid in the case of many statutory health insurance benefits. It is possible to get an exemption from this co-payment requirement in certain cases.

Vaccinations: a doctor holding a drawn syringe in his hand in front of a patient

Vaccinations: protection against infectious diseases

Vaccinations can help prevent many infectious diseases and their spread. Read on to discover which vaccinations are available and how they work.

A man hands a prescription to a pharmacist.

Medication costs – insurance cover and co-payments

When a doctor prescribes medication for a patient, most of the cost is covered by the health insurance funds. Read on to find out what costs are covered and what has to be paid by patients themselves.

Woman does an exercise on a gym ball under the guidance of a physiotherapist.

Medical rehabilitation (rehab)

Rehab can help prepare people for their return to everyday life and work following an illness. Discover who is entitled to rehab and how it can be applied for.

A woman handing a document to another woman

Services and elective services in hospitals

Certain services are provided to all patients in hospital. In addition, there are extra, elective (i.e., optional) services that patients can avail of and that must be paid for.

A sick cert with a pack of pills in the foreground

Sickness benefit: amount, duration and calculation

How can I claim sickness benefit? What do I need to know about claiming sickness benefit? This article provides an overview of useful information about sickness benefit.

A salesperson and a customer with a walking aid.

Medical aids – cost coverage and co-payment

Medical aids are products that help people with health issues manage everyday life more easily. Discover when health insurance providers will cover the costs of these.

Schwangere mit Mann und Ärztin bei einer Ultraschalluntersuchung.

Prenatal care: check-ups and counseling

Regular check-ups during pregnancy are important for both mother and baby. They allow risks or complications to be detected and treated at an early stage.

Special mobility vehicle for wheelchair users

Travel costs: when do health insurance providers cover the costs of traveling for medical treatment?

Health insurance providers can cover the costs of traveling for medical treatment. However, this is only possible under certain conditions. Find out more here.

IGeL-Leistungen: Ein Arzt sitzt am Schreibtisch und füllt ein Formular aus. Eine Frau mit weißer Bluse steht hinter ihm. Sie hat den rechten Arm vor dem Bauch verschränkt und mit dem anderen Arm macht sie eine Handbewegung in Richtung des Arztes.

IGeL – overview of self-payer services

In Germany, “IGeL” are individual health services that are not normally paid for by statutory health insurance providers.

Young woman sitting on a coach leaning forward supporting her head in her hands in despair. A therapist is sitting opposite her taking notes.

Psychotherapy: an overview

This article provides an overview of the topic of psychotherapy and explains its effectiveness and the various approaches that may be used.