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Care benefits

The benefits resulting from long-term care insurance should ensure that people in need of care are well-catered for. These include direct financial benefits (care allowance) as well as the assumption of costs for nursing services or housekeeping assistance. These articles cover the available care benefits.

Applying for care services: ballpoint pen on a sheet of paper, clearly an application form.

Applying for care benefits

If someone is in need of care, they are entitled to claim long-term care insurance benefits. Find out here which steps are important and where to get the advice you need.

Nursing care allowance for self-organized care

Nursing care allowance is a long-term care insurance benefit. The monthly payment helps care recipients to organize care at home independently.

Advice and training for carers

Looking after and supporting a person in need of care is a challenging task. The advice and further training opportunities offered by long-term care insurance help support carers in their role.

Care group homes, where people live together and receive outpatient care: five older people sitting at a dining table with bowls of bread and jam. All the women have a cup in their hand which they are lifting up to toast each other.

Care group homes: living in supported outpatient group homes

Care group homes are a way of living a self-determined life for as long as possible in old age. Anyone setting up or converting to group homes like these can claim support.

Older gentleman using his walking stick to try to get up out of his armchair. A young woman is helping him to stand up and supporting him by holding his arm.

Care at home – the options

Care recipients who live at home can claim long-term care insurance benefits. Read more about these benefits here.

Eine ältere Frau sitzt am Bettrand. Neben ihr steht eine junge Frau. Sie kämmt der älteren, offenbar pflegebedürftigen Frau die Haare.

Care benefits available from statutory health insurance providers

Anyone who needs temporary care support or help at home can access it through their statutory health insurance provider. Find out more here about the benefits available and how to apply for them.

An older woman and a carer checking tablets.

Deficiencies in long-term care – who can I turn to for help?

There are various points of contact for people experiencing deficiencies in long-term care provision. A legal dispute is best avoided if possible.

A carer helps a woman who needs additional oxygen at home.

Out-of-hospital intensive care – care for those with a critical illness

Critically ill people sometimes require special intensive care. This article provides information about how out-of-hospital intensive care is prescribed and the associated benefits and costs.

Someone passing a mug to an older person.

Respite care allowance – giving family carers a short break

Respite care allowance covers the cost of care for short periods when family carers are temporarily unavailable. The person in need of care can remain in their familiar environment during this time.

Older people seated at a table are being given medication by a nurse.

Full-time residential care

Full-time residential care is an option if people who are in need of care cannot be cared for at home. This article discusses points to consider in terms of costs and the choice of a care facility.

A health visitor assists a senior citizen during a home visit.

Non-cash care benefits: care service support

Non-cash care benefits are a form of financial support from long-term care insurance providers for care at home. They can be used to finance assistance from a care or support service.

Older men playing chess in a communal area.

Who can avail of supported living?

Supported living (also known as assisted living) enables people who are in need of support to live in private accommodation and to lead a self-determined life as independently as possible.

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Applying for care aids

Care recipients with a care grade are entitled to care aids, such as a care bed or bed pads. They need to apply to their long-term care insurance fund to have the costs covered.

A woman laying her hand on the forehead of a man lying in bed.

Palliative care for the critically or terminally ill

People who are critically or terminally ill are entitled to live and die in dignity. Special palliative care services are available for this purpose. Discover health insurance benefits in this area.

Additional relief allowance – a flexible benefit for care at home

The additional relief allowance is a versatile, flexible benefit that can be used in various ways for care at home. An annual total of 1,500 euros is available.

A carer accompanies an elderly woman with a walker.

Short-term care: temporary residence in a care facility

Short-term care is useful when care at home is temporarily not possible. People in need of care can move into a care facility during this period. Long-term care insurance contributes to the costs.

Partial residential care: day and night care

Day and night care facilities support care at home. Read on to find out what costs you will incur and how partial residential care can be financed.

When the costs of care are too much – help with care

People in need of care can apply for help with covering care costs if their income or pension isn’t enough. Information is provided here about applications, benefits and income assessment.